Privacy Policy

Overview

Budge Software, LLC ("Budge," "we," "our," or "us") values your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our websites, mobile applications, and related services ("Services").

Information We Collect

We may collect the following categories of information:

• Personal Information: Name, email address, and login credentials when you register. We may additionally ask for some demographic data.
• Financial Data: Information you choose to share, or are shared to us by third parties with your authorization, from linked bank accounts, including balances and transactions.
• Device & Usage Information: IP address, browser type, device identifiers, pages visited, and usage data.
• Cookies and Similar Technologies: Used to enhance your experience and analyze usage trends.
• Third Parties: Such as vendors, advertising partners, and credentials.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Services
• Process transactions and account linking
• Personalize user experience and deliver insights
• Send service-related messages and promotional communications (you can opt out)
• Detect, investigate, and prevent fraud or unauthorized activities

Sharing of Information

We may share your personal information with:

• Service Providers: Companies that provide operational support (e.g., cloud storage, analytics, payment processing, AI platforms)
• Advertising Partners: These parties help us market our services and may provide you with other offers that may be of interest.
• Analytics Partners: These parties provide analytics on web traffic
• Legal & Compliance: When required by law, subpoena, or to protect rights and safety
• Business Transfers: In connection with a merger, acquisition, or asset sale

Please see Stripe, Apple, and Google's respective terms of service and privacy policy for information on their use and storage of your Personal Data.

Your Rights and Choices

• You may access and update your personal information through your account settings
• You may opt out of marketing emails by following the unsubscribe link
• You may request deletion of your account and associated data (subject to legal or operational retention requirements)

Data Security

We implement appropriate technical and organizational measures to protect your data. However, no method of transmission or storage is completely secure.

Children's Privacy

Our Services are not directed to children under 18. We do not knowingly collect personal information from children. If we become aware that we've collected data from someone under 18, we will delete it.

Third-Party Links and Tools

Our Services may contain links to third-party websites or tools (e.g., bank data aggregators). We are not responsible for their privacy practices.

Changes to This Policy

We may revise this Privacy Policy. If we make material changes, we'll notify you by email or through the Services. Continued use means acceptance of the updated policy.

Contact Information